Thanks for showing interest in our services. Please fill out the form below and we’ll be in touch to answer any questions and help you set up your account.

Feel free to call us with any questions – (662) 234-2821

Any information you send is unsecure and could be observed by a third party while in transit. Do not submit passwords, full account numbers, or any other information that you would like to keep private.

If you are an Online Banking customer, you can submit secure e-mail from within the system. Secure email messages are written to a database and only available through authorized access.


When you’ve found the right house, investment property, or land, FNB is ready to help you find the right loan. With our competitive rates, you’ll want to check with us first on your purchase, refinance, construction, or home improvement loan. FNB offers an array of residential mortgage loan options, including:

  • Conventional Loans
    Conventional loans typically meet most homebuyers’ needs. Private mortgage insurance (PMI) is required with down payments less than 20% of value of the home.
  • Fixed Rate Mortgage Loans
    Over the life of the loan, the interest rate remains the same. A variety of loan terms are available.
  • Construction-to-Permanent Loan Programs
    Building your new home? This program helps finance your build and converts to a permanent loan when construction is complete. This loan features a one-time closing.
  • Construction Loans
    If you are planning to build your home and eventually seek out a conventional mortgage, there are programs in place for this as well. A construction loan offers the ability to draw funds as they are needed to complete the construction of your home.
  • Jumbo Loans
    Thinking about your dream home? Home prices that exceed the amount for a conventional conforming mortgage loan may qualify for a jumbo loan.
  • Portfolio Loans
    Some borrowers may require a customized loan solution. When a conventional loan might not be a good fit, portfolio loan offerings can provide further options.
  • FHA Home Mortgage Loans
    Popular with first-time home buyers, FHA Home Mortgages offer a low down payment with fixed monthly payments. FHA loans are insured by the Federal Housing Administration.
  • Rural Development (USDA) Fixed Rate Mortgage
    The Rural Development Mortgage provides options for low- to moderate-income borrowers wishing to purchase homes in eligible rural and suburban areas.
  • VA Fixed Rate Mortgages
    Guaranteed by the Department of Veteran Affairs, this program is available to eligible United States service members and veterans. For VA Mortgages there is usually low or no down payment, no PMI requirement, and a fixed monthly payment schedule.

Ready to Learn More?

Contact Emily Benedict, Mortgage Loan Officer, NMLS#718621 to get started today!

Office (662) 234-2821 Cell (662) 816-1077

Download the FNB Mortgage App below: